Budget Planner
Allocate your take-home pay across NZ expense categories
Budget Planner
Total allocated
Remaining
Budget breakdown
Category breakdown
Your allocation vs NZ benchmarks (Stats NZ Household Economic Survey)
| Category | Your % | NZ avg % | Amount | vs Benchmark |
|---|
Savings goal
Target
Annual savings
Monthly savings
Fortnightly savings
Time to goal
Pay frequency breakdown
| Period | Take-home | Remaining |
|---|
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NZ benchmark percentages are based on the Stats NZ Household Economic Survey and represent national averages. Actual spending varies by household size, location, and lifestyle.
This calculator is for planning purposes only and does not constitute financial advice.
Plan Your Budget with NZ Benchmarks
Allocate your take-home pay across 11 expense categories and see how your spending compares to the NZ average. Adjust percentages to create a personalised budget plan.
11 categories covering all major household expenses
NZ benchmarks from Stats NZ Household Economic Survey
Visual breakdown with stacked bar chart and comparison w-full
Savings goal tracker shows how long to reach your target