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Maximising Your KiwiSaver:

A Path to Financial Freedom in Retirement

KiwiSaver is a powerful tool for securing your financial future, but many contributors leave significant money on the table by sticking to the minimum contribution rate. This article explores how increasing your contributions can make a substantial difference to your retirement savings, thanks to compounding growth, employer contributions, and government incentives. We'll also provide a detailed projection of how your retirement fund could grow based on different contribution rates, helping you visualise the benefits of making small changes today for a more comfortable tomorrow.

Tax Relief in Budget 2024

A Comprehensive Overview

The Coalition Government have delivered on their promise of income tax relief to the majority of working New Zealanders, with income tax thresholds set to increase as of 31 July 2024.

NZ's Living Wage Rate Set to Increase to $27.80 for 2024/25

Reflecting high inflation and wage growth over the previous year, the Living Wage will increase 6.9% on September 1, diverging from the smaller increase to the minimum wage that came into effect this month.

How to Build Your Personal Brand as a Tech Professional

Embark on a journey to distinguish yourself in the dynamic world of technology with our comprehensive guide on building a powerful personal brand as a tech professional. Let's dive into the process of building a personal brand that opens doors to new opportunities and sets you apart in the ever-evolving tech landscape

NZ Minimum Wage to Increase to $23.15 in April 2024

In a move to balance economic stability with worker support, New Zealand announces a modest minimum wage increase to $23.15 by April 2024. This strategy aims to alleviate financial strains without overburdening businesses, benefiting an estimated 80,000 to 145,000 workers. But with the backdrop of a softening labour market and BusinessNZ's call for depoliticising wage decisions, this policy navigates complex terrain. How does the government plan to maintain this delicate balance?

Freelancing in NZ

Financial Tips for the Self-Employed

Freelancing offers a world of opportunity, but it also comes with its unique set of financial challenges. Unlike traditional employment, freelancers face the complexities of managing inconsistent income, planning for retirement, and ensuring they are adequately insured. This article delves into the crucial aspects of financial management for the self-employed in New Zealand.

Airbnb Hosting: The Lucrative Side-Hustle for Tough Economic Times

Many people are looking for innovative ways to supplement their income and regain financial stability. One opportunity that stands out is Airbnb hosting — a side-hustle that allows you to make the most of your extra space and turn it into a profitable source of additional earnings. Let's explore how you can leverage Airbnb hosting to earn extra income and navigate these challenging economic times with confidence.

NZ Minimum Wage Increase Set to Impact Workers Nationwide

New Zealand is set to increase its minimum wage from April 2023, aiming to enhance fair pay and living conditions for low-income workers. The adjustment will raise the adult minimum wage by $1.50 to $22.70 per hour, in line with a 7.2% inflation rate. Additionally, the training minimum wage will increase by $1.20 to $18.16 per hour. Employers are urged to prepare for the change, ensuring compliance with the law. Industries like retail, with a high number of minimum wage earners, will be significantly impacted.




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